Should you get health insurance for your service dog?
As pet owners, we're all afraid of the sticker shock that sometimes comes with visits to the vet. Even things that don't seem like they should cost that much - like treating a minor infection or stitching up a bite wound - can rack up bills of hundreds or even thousands of dollars. But when your service dog needs veterinary care, you know you have no choice but to pay the bill. If you worry about surprise veterinary bills, you're not alone - and you may benefit from health insurance for your dog.
What should I consider when deciding whether to get health insurance for my dog?
- Cost: Pet insurance policies can vary in cost, depending on factors such as the breed, age, and health history of your dog, as well as the level of coverage you choose. Consider whether the monthly or annual premiums fit within your budget.
- Veterinary expenses: Pet insurance can help cover the costs of unexpected veterinary bills due to illness or injury. If you can't afford to pay for large veterinary expenses out-of-pocket, pet insurance may provide financial peace of mind.
- Breed and age: Some breeds are more prone to specific health issues, which may require frequent or costly treatment. Older dogs may also be more susceptible to illness or injury. In these cases, insurance could be a wise investment.
- Level of coverage: Pet insurance policies can vary in terms of coverage, deductibles, and reimbursement rates. Consider what level of coverage best suits your dog's needs and your financial situation.
- Pre-existing conditions: Pet insurance typically does not cover pre-existing conditions, so if your dog already has a health issue, insurance might not be as beneficial.
- Preventative care: Some pet insurance policies offer wellness plans that cover routine preventative care, such as vaccinations, dental cleanings, and check-ups. If you're interested in this type of coverage, look for a plan that includes these benefits.
- Peace of mind: Knowing that your service dog is covered in case of illness or injury can provide a sense of security.
Where do I find quality pet insurance for my service dog?
With all there is to consider, shopping for pet insurance can be a daunting task. Luckily, we've partnered with The Swiftest to help you navigate the pet health insurance marketplace and find the plan that's right for you and your dog. Click here to browse various pet insurance plans and receive a free quote from multiple insurance providers, or browse below.